The index combines nine market and economic indicators using a proprietary methodology and compares them against 10-year historical benchmarks. Readings range from 0 to 200: 100 represents a neutral benchmark; 120–144 is classified as elevated stress; and 145 and above as high stress. These classifications describe prevailing conditions rather than predict market movements.

​

For client engagements, the framework can incorporate industry, geographic and regulatory indicators. Our focus is how quickly revenues and collections may change relative to costs and commitments—and what that timing means for cash flow and capital needs.

​

Recalibrated in 2026. Historical readings have been restated using the revised methodology.